Used for buying brand new or second-hand vehicles. The applicant must have capacity to pay based on CIBI and must not be more than 69 years old upon maturity of the loan. The maximum loan amount is P3 million. Interest rate is 8.25% per annum (Straight Line); 15.6% per annum (Diminishing)

For purchasing brand new household appliances, including laptops and personal computers. Maximum loanable amount is PHP50,000.00. Maximum term is two (2) years. With an interest rate of 1% per month.

Intended for entrepreneurs or business owners requiring additional working capital. The maximum loanable amount is PHP200,000.00. The required share capital is fifteen percent (15.0%) of applied loan amount upon application. Must have a business registered and operating profitably for at least two (2) years.

A special credit option for members living in areas officially declared under a state of calamity or directly affected by natural disasters/fortuitous events. The member must have a rating of A or A-. The maximum loan amount is fifteen thousand pesos (P15,000.00).

A loan structure explicitly requiring real estate property/ties as collateral. Member must hold a share capital of at least 5% of the applied loan amount.

Designed to fund school tuition fees. Maximum loan amount of ₱100,000.00 with a maximum repayment term of 10 months. The loan amount can exceed four times the member's share capital.

A convenient credit window where the borrowed amount is equal to or less than the member's existing share capital. No collateral is required.

A brief credit buffer meant for daily needs. The applicant must have availed of any loan products of the cooperative with a loan rating of at least A-. The maximum loan amount is four thousand two hundred sixty pesos (PHP 4,260.00), payable in two (2) months. A collateral is not required

A rapid credit facility that can be taken out on top of any other existing loan. Maximum loan amount of ₱10,000.00. It is renewable at any time; however, any unpaid amortization due within the 30-day grace period is auto-deducted from the new loan proceeds. Open strictly to Members in Good Standing (MIGS).

For buying brand new motorcycles. Maximum loanable amount is PHP100,000.00. Maximum term is three (3) years with an interest rate of 1% per month.

A credit window where the amount applied for exceeds the member's current share capital, up to a maximum of 200%. Collateral is required to cover the cooperative's risk exposure for amounts beyond ₱10,000.00.

Exclusively for active, regular employees. Maximum loan amount is based on the applicant's available net take-home pay (after mandatory deductions). The maximum term varies depending on the employer/organization.

Tailored for operators of motorcabs or multicabs for hire. Maximum loan amount of ₱50,000.

Intended for members looking to secure a family hospitalization insurance plan (offering ₱20,000 annual coverage). Maximum loan amount of ₱2,250. Allows nominating at least 4 beneficiaries. Member must not be more than 69 years old at the time of application.

Specifically for buying pre-owned vehicles with a model year between 5 to 10 years old. Maximum of 5x the member's share capital or ₱500,000 (whichever comes first). Applicant must be no more than 65 years old at the date of application.

Available to home-based, regular, and self-employed members for personal, business, or additional funds. Maximum loan amount of ₱1,000,000; member must be at least 21 years old.