The Cooperative

Discover the history, values, and leadership behind Negros Oriental’s most trusted
credit and community cooperative.

More than a member—you’re an owner.

PHCCI belongs to the very people it serves,meaning our profits return directly to you in dividends and better rates.
Experience a financial institution where your voice actually matters.

Our Trusted Payment Outlets

From Dumaguete’s bustling main office to our welcoming branches in Valencia, Sibulan, Tanjay, and even across the seas in Cebu and Bohol, each branch is designed to cater to your unique needs.

We are now on Mobile!

PHCCI offers affordable loan interest rates.

Acquire this budget friendly loan interest. Not yet a member? Attend our Pre-membership Education Seminar (PMES) personally or online.

Quick Help & Support

Your inquiries are our utmost priority. Reach out to our dedicated support team directly by phone, or download our mobile app to transact contactlessly.

You may also use our form to send us your inquiries.

Core Products

Apply for a Loan

Resources

Online PMES

Become a Member